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New Jersey residents may wonder if designing a living trust is worth the cost and effort. New Jersey estate planning normally involves the creation of a will. A will may or may not create a trust at the time of death.

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Even though the American economy has begun showing slight signs of improvement, many people are still feeling the effects of our recent recession and are faced with losing their homes. For example, RealtyTrac reports that one in 3,092 housing units in New Jersey received a foreclosure filing in November 2011, and roughly 38,000 properties were in some stage of the ...

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A number of New Jersey residents struggling in this tough economy have chosen bankruptcy as a way to deal with financial problems. Bankruptcy filers might be stereotyped as irresponsible overspenders, but many people who turn to personal bankruptcy are the victims of bad luck in the form of an expensive illness.

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The recent job market and distressed economy have left millions of Americans struggling with their finances. Many of these people turned to family and friends for help making mortgage or credit card payments, and others paid large sums of money to mortgage consultants who promised to save their homes.

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Struggling with overwhelming debt can be stressful and even frightening. This stress can lead many people to pursue debt relief by filing bankruptcy.

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Taxes are probably something you would rather not think about. As frustrating as it might be to file federal and New Jersey tax returns, it is essential.

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When you accumulate so much debt that it becomes unmanageable, bankruptcy is a viable option to help you get control of your finances. But often times, bankruptcy is a concept that instills fear and shame in people.

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