Bankruptcy & Tax Problems Attorney in Toms River, New Jersey

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We won’t just talk to you about the law. We’ll get to know you and your needs so we can best pursue the outcome you deserve.

Here at the Law Office of David A. Semanchik, we know that every client’s goals are unique. We also know that debt can wreak unexpected havoc on your life, no matter your zip code or income bracket. That’s why we work tirelessly to help you face your future with confidence.

David A. Semanchik

Attorney at Law

David Semanchik earned his J.D. from the New England School of Law in 1990. Since then, he’s dedicated his career to helping individuals, families, and businesses seek the emotional and financial relief they deserve. To David, no two clients are alike, which is why he takes a flexible, goal-oriented approach to bankruptcy, tax resolution, and more. He is proud to serve residents of Toms River, Ocean County, and the rest of New Jersey with top-notch guidance backed by three decades of experience.

Featured Services


Some associate bankruptcy with failure, but nothing could be further from the truth. Filing for Chapter 7 or Chapter 13 bankruptcy can help you overcome your debt and get back on your feet.

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Tax Problems

Don't let an issue with your taxes overwhelm your life. Let us help you understand your options and pursue the best path forward, whether through negotiation or litigation.

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Estate Planning & Elder Law

It’s important to plan for the future and provide for those we love. Whether you are creating a living will or have concerns about senior care, reach out to our team.

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If You’re Experiencing Financial Stress

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Serving Ocean County & Beyond

- Toms River Township

- Brick Township

- Manchester Township

- Lacey Township

- Manasquan, NJ

From our office in Toms River, we’re proud to offer skilled bankruptcy and debt resolution services to those who need it the most. We provide this kind of guidance because you and your family deserve to feel secure.

Filing for bankruptcy, navigating a tax dispute, or crafting an estate plan: these things take time. If you live in Central Jersey or anywhere else in the state, we’re ready to start the process.

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Work with an Attorney Who Truly Cares

A financial burden—from unpaid debts to IRS disputes—can feel overwhelming for you and your family. While it may seem that filing for bankruptcy or seeking debt relief means that you have failed, in reality, it’s just the opposite. This is the very first step in regaining power over your finances and working toward a better future.

With a legal professional in your corner who deeply cares about his clients, it’s possible to pave a path forward. Whether you choose to pursue Chapter 7 bankruptcy, Chapter 13 bankruptcy, or mortgage modification, there is hope for the future. Let our team help you see it.

At the Law Office of David A. Semanchik, we offer genuine legal guidance at every stage of the bankruptcy process. We represent clients in Toms River and throughout New Jersey, including Brick Township, Manasquan, Manchester, and Lacey.

When you need approachable and accessible legal counsel to help you move forward, discover why we’re the team you want on your side.